The record-breaking hail that hit Bristol on the 4th of July has caused damage to many homes in the area – damage that is too big to be ignored.

You often won’t see leaks from hail damage right away. Hail damages the protective coating on siding and removes granules on shingles. It also leaves pinholes, allowing water to enter your walls and attic in small amounts.

Small amounts of water don’t pour in through your ceiling dramatically. Instead, they create moisture build up in your insulation, drywall, and studs. This causes the wooden studs to rot and mold to grow.

Repairing hail damage might not seem urgent if there’s no water pouring in. But the longer you wait, the more damage there will be – and the more money you will have to spend.

It depends:

• How widespread is the damage? If it covers a large portion of your roof/siding, it probably makes more sense to get a full replacement. If it’s only a few siding panels on one side of your house, you might only need a repair.
• How old is your roof or siding? Is your siding more than 10 years old, or your roof more than 20 years old? If so, the material may be discontinued, or too brittle to make repairs without damaging the surrounding area.

We will NEVER pressure you to get more of a repair than you need. We consider sales to be more about education – giving you the knowledge you need to make the decision that’s right for you. By the end of your free inspection and consultation, you should feel confident in whether you need a replacement, a repair, or nothing at all.

No, making a claim with your homeowner’s insurance does not raise your rates. You’re probably more familiar with car insurance, where an accident makes you a higher risk to insure. Homeowner’s insurance works differently – they don’t blame you for the weather.

However: if your geographical area is hit with multiple weather events, your insurance may view your area as higher risk to insure. That means hail might cause your rates to go up, whether you file a claim or not. Since you’ve been paying for homeowner’s insurance all this time, you might as well receive the benefits you have been paying for.

The cost of a roof replacement varies depending on many factors. For a 2,000 square foot ranch with a simple, low slope gable roof, you can expect around $12,000-$15,000. While it’s hard to say how much your particular roof will cost without an inspection, we can say that our quote is usually one of the lowest, if not the lowest. We price as low as we can without sacrificing quality.

For a roof with hail damage, your homeowner’s insurance will frequently cover a full or partially roof replacement. If that is the case, you will only need to pay the cost of your deductible. You can view your deductible on your insurance declarations page. If you’re having trouble understanding the declarations page, please reach out to us! We’ll be happy to help you through it.

The cost of a siding replacement depends on the size of your house and the kind of siding you choose. It’s impossible to give an exact estimate for your house without an inspection. We can tell you that our quote is frequently one of the lowest quotes, if not the lowest quote. We keep our prices as low as we can without sacrificing quality.

For siding with hail damage, your homeowner’s insurance will typically cover partial or full replacement. If that’s the case, you would only need to pay the cost of your deductible. You can find that number on your insurance declarations page. If you have any trouble understanding the declarations page, please reach out to us. We’ll be happy to help!